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Financial Planning for Pet Owners

Financial planning for pet owners involves budgeting for regular expenses such as food, veterinary care, grooming, and pet insurance, as well as setting aside emergency funds for unexpected medical costs or other unforeseen circumstances.

Cost of Care

We all know that veterinary care can be expensive, especially when it is unexpected! We also know that pets are a part of your family, and the last thing any of us want is for you to be in a position where you can’t afford care.

Our goal is to keep your pets happy and healthy by providing routine care to keep those trips to the ER to a minimum. Unfortunately, sometimes even with the best of care, unanticipated and expensive illnesses, such as cancer, can occur.

We want to give you as much information as we can in advance, so that if and when something happens, you are ready.

Financial Resources

Insurance For Your Pets

Insurance should always be obtained as early as possible before pre-existing conditions develop to obtain the best coverage. We recommend insurance for all pets, starting at the time of adoption. There is no “one size fits all” best policy. We recommend going to to select the best fit for you and your pet.

Care Credit

This is a health care credit card that breaks down your bill into monthly payments, and there is no interest if paid in full within 6 months. You can apply for Care Credit by visiting or by phone at 800-365-8295. We are happy to help you with the application process.


Scratchpay offers simple and affordable payment plans for veterinary bills. Checking your rate does not affect your credit, it only takes a couple of minutes to apply, and can be done from your smartphone, tablet, or computer. Visit or text PAY to 213-296-0817. We are happy to help with the application process.

At Sunrise Veterinary Clinic, our goal is to empower our clients and provide them with the solutions they need to help support a lifetime of wellness for their four-legged family members. By knowing what to expect and being aware of the resources and tools available to you, you’ll be able to more effectively manage the costs of care throughout your pet’s lifetime.

To view the entire Lifetime of Care study by Synchrony, click here.